Attention homeowners in Pittsburgh and Allegheny County: Get an Appraisal today!

See the top seven reasons PA homeowners need Owen Appraisal Service LLC:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Allegheny county's assessment of your propertyworth
Remove PMI to cut their mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a PA divorce, where property needs to be divided
To settle an estate in Allegheny county or PA by determining the true market value of real estate in question

Need help determining the value of your home in or near Pittsburgh, PA?
Contact Owen Appraisal Service LLC.

At Owen Appraisal Service LLC, we understand the particular needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Owen Appraisal Service LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Owen Appraisal Service LLC is veterans in helping people just like you dismiss unnecessary PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that is going down. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Owen Appraisal Service LLC is your number one weapon.

HELOC recently frozen?

If your house is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Owen Appraisal Service LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.